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Our Investment Philosophy

Framing Our Approach

The rise and fall of markets is primary concern for all investors – and rightfully so. Periods of extreme fluctuation can generate or erode wealth seemingly at random. However, what most investors don’t realize is that these shifts are often driven by their own actions, the pitfalls of which are emotionally charged decisions and psychological biases. To compound this problem, collective behaviors of investors may cause markets to deviate dramatically from their true intrinsic value.

Economist John Maynard Keynes famously said, “The stock market can remain irrational longer than you can remain solvent.” Recognizing this reality, Legacy Wealth Partners attempts to counteract irrational market behavior by allocating portfolios using evidence-based rules. In this way, we consider the full weight of our quantitative research when offering advice. Our investment process is designed around the belief that better quality, long-term results can be achieved by following a consistently repeatable methodology driven by robust quantitative data. Our weight of the evidence approach combines the use of fundamental analysis that tells where markets should be going with technical analysis that helps us understand how markets are currently behaving. While there will always be some risk associated with investing, our hands-on approach enables us to better respond to a changing economic climate.

Applying It to Your Portfolio

Building your portfolio begins with pinpointing three main parts: your target, the return required to secure your goal, and the risks you may encounter at each turn. Our “Participate and Protect” philosophy then encourages the creation of custom solutions with a personalized mix of income, growth, and principal preservation strategies. We shy away from a one-size-fits-all mentality to avoid classifying you as conservative, moderate, or aggressive because of your age and make every effort to use instruments that are cost effective. In constructing portfolios, we use individual stocks and bonds, mutual funds, exchange-traded funds (ETF’s) and alternative investments.

As a general rule, your portfolio will take a long-term view that emphasizes the opportunities of market cycles instead of adjusting each time volatility occurs. When appropriate, we can supplement your portfolio with additional strategies to meet the demands of short-term instability or put in place alternative investments for a different combination of return and risk dynamics.

Take a Walk Through Our Five-Step Process